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Understanding potential banking fees
This guide concerns any possible additional banking fees that your Infomaniak payment or renewal might incur if made using dual-branded (co-badged) cards or cards issued abroad.
Operation of co-badged cards
The Groupement des Cartes Bancaires CB manages the French national interbank network (CB). Infomaniak accepts cards bearing the CB logo for service payments.
Most cards issued in France are so-called co-badged cards: they bear the CB logo (for the national network) and a second international logo, usually Visa or Mastercard.
Risk of additional banking commissions
When making online transactions, if your card is a CB/Visa or CB/Mastercard co-badged card and the payment is processed through the international network:
- Your issuing bank may interpret the transaction as an international operation, even if the amount is in euros (€).
- This interpretation may result in the application of transaction commissions or non-euro fees.
These commissions translate to fixed fees or an additional percentage deducted from the transaction amount by your bank.
Infomaniak recommends consulting your bank's fee schedule to learn about these potential fees.
The term 'Carte Bleue'
The term 'Carte Bleue' was an old commercial brand historically used by some banks in the CB network. This brand has been progressively replaced by the generic term 'CB (Cartes Bancaires)', which designates the current French payment network.